REFUND POLICY

Users agree and acknowledge that payments once made will not be refunded/cancelled for any reason whatsoever. However, such refunds may be effected in the event of duplicate payments made by Users. They are required to lodge a request for the same on the App with the requisite details such as the Reference Number of the transaction.

IV. UNAUTHORISED USE OF THE CONTENT ON THE APP

No matter on this App, either in full or part, should be reproduced as it is by Users or their affiliates. Users agree and acknowledge that they are not authorized to duplicate the same for their use unless they obtain the earlier written consent of the Trust. Such duplication will amount to unauthorized use, and will attract legal actions against the defaulter.

V. COVENANTS OF USERS:

Users make the following covenants with the Trust:

(i) They are legally entitled to use Credit/Debit Cards or avail Net Banking for payment transactions.

(ii) They shall ensure that sufficient credit is available on the nominated card/ bank account at the time of settling payments.

VI. TERMINATION OF RIGHTS TO AVAIL THE SERVICES:

Users agree and acknowledge that their rights to utilize the Payment Gateway Services on the App may be terminated by the Trust without prior notice for reasons including misuse, and unauthorized use. They will be intimated of the reason for such termination. Once terminated, Users’ access to the Services cannot be reactivated.

VII. APPLICABLE LAWS:

These Terms and Conditions are governed by the Laws of India and rules and guidelines set out by the Reserve Bank of India from time to time.

VIII. ENTIRE AGREEMENT:

These Terms and Conditions, together with the Privacy Policy and Disclaimer form the complete Agreement between the Trust and Users. There is no other oral understanding or written document, which regulates these terms.

IX. DISPUTE RESOLUTION:

In the event disputes arise between Users and the Trust in relation to the access of the Payment Gateway Services on the App, the matter shall be referred to arbitration, and the seat of the Arbitrator shall be at Chennai, Tamil Nadu.